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SAVE THE DATE: Oct 24-25, GCFP 11th Annual Conference

Too Many Cooks, Not Enough Risk Management

FHLBS Reforms

MIT Golub Center for Finance and Policy

Public Policy

Analysis of the Proposed 2020 FHFA Rule on Enterprise Capital

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In this brief, authors Edward Golding (MIT), Laurie Goodman (Urban Institute), and Jun Zhu (Indiana University and Urban Institute) analyze the recently proposed Federal Housing Finance Agency (FHFA) capital standards for Freddie Mac and Fannie Mae. These capital standards when finalized will affect the interest rate that millions of homeowners pay on their mortgages. The brief makes suggestions on how to better tie capital to risk.

Download the PDF here